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When I help people with their sites, they ask me will you need cPanel access, I say no — just your password. They say Why? I say because I use FTP, they ask whats FTP? I say never mind, because not only do I suck at explaining, and it needs screenshots! 
(To avoid more questions)
FTP or File Transfer Protocol is a fast way to transfer files between a site or server without having to access a browser-based uploader. It can be very useful if you’re uploading a script (WordPress, Cutenews etc.).
Here we gooooo…. (more…)